Top 10 Signs That It's Time To Own Your Own Home

1. When you say you are "going home," you want to really mean it!

2. You are tired of saving all your quarters for the Laundromat.

3. You want to paint the walls of your bedroom any color you please.

4. There are more than twice as many people as bedrooms in your current residence.

5. You want to provide your family with a sense of stability and plant roots.

6. You are working at a job where you won't leave the country every other year.

7. It's mid-August and you can no longer tolerate waiting for your landlord to send someone to fix your air conditioner.

8. You want a vested interest in your community.

9. You could use the property tax and mortgage interest deductions.

10. You're ready to stop paying your landlord's mortgage payment, and start building wealth of your own.

Top 10 Signs That It's Time to Sell Your Home

1. When you bought your house, you lived in the country. Now you're surrounded by high rises.

2. You can't get any appliances repaired because "they stopped making those parts years ago."

3. The swing set in the backyard has sprouted roots.

4. The plumber's phone number is on your speed dial.

5. Your phone number is on your plumber's speed dial.

6. All the children's rooms are now guest bedrooms.

7. You haven't visited the other half of the house in six months.

8. You have to move the furniture to see the carpet's original color.

9. Your bathroom is a lovely shade of avocado green -- from the first time it was in style.

10. You can't make any improvements to the exterior of your home without getting approval from the Board of Historic Monuments.